Apply Your AIA Insurance, Get Cashback up to IDR10 Million or 15 Grams of Gold

Until September 30^th 2025

Adopting a healthy lifestyle with balanced nutrition, regular exercise, quality rest, and good stress management is the best way to maintain prime physical condition and minimize the risk of unexpected illnesses.

However, it is not enough if we only focus on physical protection. To provide peace of mind and ease the financial burden on your family if a health risk occurs, a financial safety net is necessary. Insurance is available as a key of protection that will support your economic stability when faced with the risks of illness, accidents, or loss of income. As a form of commitment to providing comprehensive protection, BCA collaborates with AIA to offer a complete and customizable insurance portfolio, ranging from life and health protection, critical illness coverage, to future planning such as education and retirement funds.

I Want The Promo

Get AIA Insurance Before September 30^th 2025, Earn Cashback Up to IDR 10 million or 15 Grams of Gold

Product As Needed Kebutuhanmu

Get Cashback up to IDR10 Million or 15 Grams of Gold

Annual Premium (IDR)	*Reward* of Annual Premium PRIMA Extra/MILA Plus/Maxi Value Protection/ EduPlan/RetirePlan/JIMI
≥ 25 million s/d < 50 million	IDR400,000
≥ 50 million s/d < 100 million	IDR1,000,000
≥ 100 million s/d < 300 million	IDR2,500,000
≥ 300 million s/d < 500 million	IDR10,000,000
≥ 500 million	15 Grams of Gold

The program is exclusively applicable to the 5 Pay / 10 Pay payment methods for Proteksi Jiwa Maksima (JIMI) only.

Get Extra Cashback up to 10%

In addition of regular cashback, you can get Extra Cashback up to 10% with the following conditions:

Specific Criteria of Customer (select one)	Product	Annual Premium (IDR)	Extra Cashback
Have an active Premier Pro policy and inforce until July 1^st 2025, or Have submitted SPAJ of Premier Pro starting July 1^st 2025 and approved	MILA Plus/Maxi Value Protection with Rider PHSE/PHS Saver	≥ 50 million	10%
BCA Membership Customer (Solitaire/Prioritas)	PRIMA Extra/ /Maxi Value Protection/MILA Plus		2%
Holding Kredit Modal Kerja (KMK), Kredit Pemilikan Rumah (KPR), or Having Asset Under Management Investasi (Reksadana and/or Obligasi) equivalent ≥ IDR500 million			2%
Existing customers (who already have BCA-AIA Bancassurance policy) Customers who apply for AIA insurance through the link button (webform) on bca.co.id			1%
BCA Payroll Customer	PRIMA Extra/Maxi Value Protection/JIMI	≥ 12 million	2%

Customers meeting specific criteria are required to complete a form provided by Bancassurance Life Consultant (BLC) AIA to be eligible for the extra cashback.

Terms & Conditions:

Applicable only for annual premium payment policies (inforce) until September 30^th 2025, and no cancellation (surrender) during the free-look period.
An extra 10% cashback is applicable for annual or monthly premium payments, with the cashback amount calculated based on the first premium. For monthly premium payments, a BCA-issued credit card is required.
The extra 10% cashback is granted to MILA Plus/Maxi Value Protection policies with a PHSE/PHSE Saver rider (additional insurance) for customers who have a family relationship with the Policyholder or Insured of a Premier Pro policy, according to the program's criteria.
For USD policy purchases, the exchange rate used is based on the JISDOR (Jakarta Interbank Spot Dollar Rate) as of July 1^st, 2025, at a rate of 1 USD = IDR 16,192.00.

Cashback Simulation

Here’s a simulation of the total cashback that customers can receive:

Example 1:

Mrs. Rina (40 years old) is an existing customer already has a BCA-AIA bancassurance policy. She decided to purchase insurance in May 2025 by filling out the webform after clicking the "Apply Now" button below this page.
Product : PRIMA Extra
Premium : IDR 150 million/year
Payment : Annual (10-year payment term)
Therefore, Mrs. Rina will receive:

Life protection up to the age of 99
Cashback of IDR 2,500,000
Extra Cashback of 1% of IDR 150,000,000 = IDR 1,500,000

Total Cashback Mrs. Rina will receive is (IDR 2,500,000 + IDR 1,500,000) = IDR 4,000,000

Example 2:

Mr. Andika (35 years old) is a BCA Payroll customer and purchased the Maxi Value Protection.
Product : Maxi Value Protection
Premium : IDR 50 million/year
Payment : Annual (10-year payment term)
Therefore, Mr. Andika will receive:

Protection from 136 Critical Illness conditions and life protection up to 99 years old
Cashback of IDR 1,000,000
Extra Cashback because Mr. Andika is a payroll customer: 2% x IDR 50,000,000 = IDR 1,000,000

Total Cashback Mr. Andika will receive is (IDR 1,000,000 + IDR 1,000,000) = IDR 2,000,000

For further information, please visit the nearest BCA branch or click the "I want the promo" button above.

Disclaimer: PT BANK CENTRAL ASIA Tbk and PT AIA FINANCIAL is licensed & supervised by Financial Services Authority (Otoritas Jasa Keuangan)

PT BANK CENTRAL ASIA Tbk is licensed & supervised by Bank Indonesia • bca.co.id.

This insurance product belongs to PT AIA FINANCIAL (“AIA”) and is not a product or the responsibility of PT BANK CENTRAL ASIA (“BCA”). This product is not guaranteed by BCA and is excluded from the coverage of the guarantee program as defined in the applicable laws and regulations regarding deposit insurance institutions.

AIA - Apply Your AIA Insurance, Get Cashback up to IDR10 Million or 15 Grams of Gold

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