AIA - Apply for AIA Insurance and Earn Cashback up to IDR46.9 Million and Marriot Bonvoy e-Gift Card worth USD690!

Valid until 31 Mar 2026

For Users

Apply for AIA Insurance and Earn Cashback up to IDR46.9 Million and Marriot Bonvoy e-Gift Card worth USD690!

As the new year begins, many are focusing on healthier habits to improve their well-being. However, it is equally important to be prepared for unexpected health issues, such as serious illness or accidents, that can occur at any time.

Securing your family's future including yourself, requires a solid financial plan. Insurance serves as a reliable protection solution, maintaining financial stability when facing unexpected situations, including medical conditions, accidents, or potential income disruptions.

In collaboration with AIA, BCA provides a comprehensive and flexible range of protection solutions tailored to your needs. Our offerings include life insurance, health insurance, critical illness protection, and financial planning for long-term goals, such as education funds and retirement preparation.

Product As Needed

Get AIA Insurance Before March 31 2026, Earn Cashback Up to IDR46.9 Million and Marriot Bonvoy e-Gift Card worth USD690

I Want The Promo

Get Cashback Up to IDR46.9 Million and Marriot Bonvoy e-Gift Card worth USD690

Tiering APE (IDR)	Cashback of Annual Premium (IDR) PRIMA Extra/Maxi Value Protection/ MILA Plus/EduPlan/RetirePlan/JIMI	*Extra Reward* (for application period: February 1 – March 31, 2026)
≥ 25 Million to < 50 Million	269,000
≥ 50 Million s/d < 100 Million	690,000
≥ 100 Million s/d < 300 Million	1,690,000
≥ 300 Million s/d < 500 Million	6,900,000	Marriot Bonvoy e-Gift Card worth USD690 for the 69 fastest issued policies
≥ 500 Million	16,900,000
≥ 1 Billion	46,900,000

For the Proteksi Jiwa Maksima (JIMI) product only, the cashback program is exclusively applicable to the 5 Pay / 10 Pay payment methods.

Get Extra Cashback up to 1.69%

In addition of regular cashback, you can get Extra Cashback up to 1.69% with the following conditions:

No.	Special Criteria Customer	Newly Purchased Policy	APE of Annual Premium (IDR)	Extra Cashback
1	Selected existing customer	All products	≥ 25 Million	+1,69%
2	Customers purchasing a new policy	MILA Plus/MVP dengan Rider PHS Extra/PHS Saver	≥ 25 Million	+1,69%
3	Customers meeting Special Criteria (one of the following): - BCA Membership Customers (Solitaire/Prioritas) - Holders of Kredit Modal Kerja (KMK) - Holders of Kredit Pemilikan Rumah (KPR) - Holding Asset Under Management Investasi (Reksadana and/or Obligasi) equivalent to ≥ IDR500 million	MILA Plus/MVP dengan Rider PHS Extra/PHS Saver	≥ 50 Million	+1,69%
	Customers who submitted their contact details via the bca.co.id webform	All products	≥ 50 Million	+1,69%

Notes:

Special criteria customers must complete the form provided by the AIA Sales team to qualify for the extra cashback.
The extra cashback from criteria 1 and 2 can be combined (on top of) with the extra cashback from criteria 3.

Example:

Customer A is a BCA Prioritas member (Criteria 3) and a selected existing customer (Criteria 1). He/she purchases MVP product with a PHS Extra rider (Criteria 2) with an annual premium of IDR100 million.

The customer will receive:

Annual Policy Cashback: IDR1.69 million
Extra Cashback: 1.69% + 1.69% + 1.69% = 5.07% of APE

Total Cashback for Customer A:

IDR1.69 million + (5.07% x IDR100 million) = IDR6.76 million

Terms and Conditions:

The program is only applicable for Annual Policies approved (in-force) before March 31, 2026, and not cancelled during the free-look period.
Cashback rewards will be disbursed by AIA approximately 60 days after the policy is in-force. Other forms of rewards will be coordinated further by the AIA BLC with the customer.
USDpolicy purchases will use the JISDOR benchmark as of January 2, 2025, with an exchange rate of 1 USD= IDR16,725.00.

Cashback Simulation

Here’s a simulation of the total cashback that customers can receive:

Example 1:

Mrs. Rina (40 years old) is a BCA Priority and selected existing customer who purchases a Maxi Value Protection (MVP) product with a rider PHS Extra (new policy purchase) by completing the webform after clicking the "Apply Now" button on this page.

Mrs. Rina’s premium is IDR100 million with an annual payment method.

Product : Maxi Value Protection
Premium : IDR100 million/year
Payment Frequency : Annual

Mrs. Rina will receive:

Life protection up to age 99.
Cashback for the annual policy: IDR1,690,000.
Extra Cashback of 1.69% + 1.69% + 1.69% = 5.07% of IDR100,000,000 = IDR5,070,000.

Total Cashback received by Mrs. Rina is (IDR1,690,000 + IDR5,070,000) = IDR 6,760,000.

Example 2:

Mr. Andika (35 years old) is a BCA Priority customer who purchases a PRIMA Extra product:

Product: PRIMA Extra
Premium: IDR50 million/year
Payment Frequency: Annual (10-year payment period)

Therefore, Mr. Andika will receive:

Coverage for 136 Critical Illness Conditions and life insurance protection up to age 99.
Cashback of IDR690,000.
Extra Cashback of 1.69% of IDR50,000,000 = IDR845,000.

Total Cashback received by Mr. Andika is IDR690,000 + IDR845,000 = IDR1,535,000.

For further information, please visit the nearest BCA branch or click the "I want the promo" button above.

Disclaimer: PT BANK CENTRAL ASIA Tbk and PT AIA FINANCIAL is licensed & supervised by Financial Services Authority (Otoritas Jasa Keuangan)

PT BANK CENTRAL ASIA Tbk is licensed & supervised by Bank Indonesia • bca.co.id.

This insurance product belongs to PT AIA FINANCIAL (“AIA”) and is not a product or the responsibility of PT BANK CENTRAL ASIA (“BCA”). This product is not guaranteed by BCA and is excluded from the coverage of the guarantee programas defined in the applicable laws and regulations regarding deposit insurance institutions.

Promo period valid until 31 Mar 2026

AIA - Apply for AIA Insurance and Earn Cashback up to IDR46.9 Million and Marriot Bonvoy e-Gift Card worth USD690!

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