Apply Your AIA Insurance, Get Cashback up to IDR 75 Million and Extra IDR 10 Million Cashback

Maintaining your health is a primary priority for people. Through a combination of a balanced diet, regular exercise, quality rest, and effective stress management, we build the best defense for our bodies. However, a healthy lifestyle alone is not always enough. Uncertainties like the risk of critical illness or unexpected accidents can arise at any time.

To provide a peace of mind of you and your family for the future, a financial safety net is essential. As response of these needs, BCA and AIA provide a comprehensive solution tool of protection, helping to maintain financial stability when faced with illness, accidents, or even income loss. Our offerings range from life and health insurance to critical illness coverage, as well as financial planning for key goals such as education funds and retirement preparation.

I Want The Promo

Get AIA Insurance Before December 31 2025, Earn Cashback up to IDR 75 Million and Extra IDR 10 Million Cashback

Product As Needed

Get Cashback up to IDR 75 Million and Extra IDR 10 Million Cashback

Annual Premium (IDR)	*PRIMA Extra/MILA Plus/Maxi Value Protection/EduPlan/RetirePlan/JIMI/HOKI**
Annual Premium (IDR)	Cashback of Annual Premium (IDR)	Extra Cashback for Chosen Existing Customer (IDR)	Extra Cashback of Annual Premium**
≥ 25 Million to < 50 Million	250,000	+ 125,000	-
≥ 50 Million to < 100 Million	1,000,000	+ 500,000
≥ 100 Million to < 300 Million	2,000,000	+ 1,000,000
≥ 300 Million to < 500 Million	7,500,000	+ 3,750,000	Specific fo annually premium ≥ 300 Million will get extra IDR 10 milion cashback for first 100 Policy inforce
≥ 500 Million to < 1 Billion	20,000,000	+ 10,000,000
≥ 1 Billion	50,000,000	+ 25,000,000

*For the Proteksi Jiwa Maksima (JIMI), this offer is only valid for the 5-Pay / 10-Pay premium payment terms.

** Policy bundling does not apply to the extra cashback promotion.

Get an Extra 2% Cashback

In addition to the main Cashback promotion, you can also receive an Extra 2% Cashback to the following terms and conditions:

Special Criteria of Customer (choose one)	PRIMA Extra/MILA Plus/Maxi Value Protection
Special Criteria of Customer (choose one)	Annual Premium (IDR)	*Extra Cashback*
Membership Customer of BCA (Solitaire/Prioritas) Customer who leave contact through website webform bca.co.id Have a Kredit Modal Kerja (KMK), or Have a Kredit Pemilikan Rumah (KPR), or Have Asset Under Management Investasi (Reksa dana and/or obligation) equivalent ≥ IDR 500 million	≥ 50 million	+ 2%

Note: Customers who meet specific criteria are required to complete a form from an AIA Bancassurance Life Consultant (BLC) to receive the Extra Cashback.

Terms and Conditions:

This program is only valid for Annual Policies that are issued (inforce) and are not canceled during the free-look period.
Cashback rewards will be disbursed by AIA within an estimated 60 days after the policy becomes inforce.
For USD policy purchases, the exchange rate will be based on the JISDOR reference rate as of October 1, 2025, at 1 USD = IDR 16,680.00.

Simulation to get the promotion

These are the simulation of total Cashback customer would get:

Example 1:

Mrs. Rina (40 years old) is a specific criteria of existing customer who already have a policy of BCA-AIA bancassurance. Mrs. Rina decides to buy insurance in November 2025 through filling the webform after clicking the button “Ajukan Sekarang” at this page.

Product : Maxi Value Protection

Premium : IDR 150 million/year

Payment method : Annually

So, Mrs.Rina will get:

Life insurance coverage up to 99 years
IDR 2,000,000 of cashback
IDR 1,000,000 of extra cashback for chosen existing customer
2% of IDR 150,000,000 for extra cashback = IDR 3,000,000

Mrs. Rina will get a total cashback (IDR 2,000,000 + IDR 1,000,000 + IDR 3,000,000) IDR 6,000,000

Example 2:

Mr. Andika (35 years old) is a BCA Prioritas member and buy PRIMA Extra product:

Product : PRIMA Extra

Premium : IDR 50 million/year

Payment method : Annually (10 Pay-payment)

So, Mr. Andika will get:

136 Critical Illnes Condition coverage and life coverage up to 99 years
IDR 1,000,000 of cashback
2% of IDR 50,000,000 of extra cashback for BCA Prioritas member = IDR 1,000,000

Mr. Andika will get a total cashback (IDR 1,000,000 + IDR 1,000,000) IDR 2,000,000

For further information, please visit nearest BCA branch or click button “I Want The Promo” at this page.

Disclaimer: PT BANK CENTRAL ASIA Tbk dan PT AIA FINANCIAL berizin dan diawasi oleh Otoritas Jasa Keuangan. PT BANK CENTRAL ASIA Tbk berizin dan diawasi oleh Bank Indonesia.

Produk asuransi ini milik PT AIA FINANCIAL (“AIA”) serta bukan merupakan produk dan tanggung jawab PT BANK CENTRAL ASIA (“BCA”). BCA hanya bertindak sebagai pihak yang mereferensikan produk asuransi AIA. Produk ini tidak dijamin oleh BCA dan tidak termasuk dalam cakupan program penjaminan sebagaimana dimaksud dalam ketentuan perundang-undangan mengenai lembaga penjamin simpanan.

AIA - Apply Your AIA Insurance, Get Cashback up to IDR 75 Million and Extra IDR 10 Million Cashback

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