For Users
Apply Your AIA Insurance, Get Cashback up to IDR 75 Million and Extra IDR 10 Million Cashback
Maintaining your health is a primary priority for people. Through a combination of a balanced diet, regular exercise, quality rest, and effective stress management, we build the best defense for our bodies. However, a healthy lifestyle alone is not always enough. Uncertainties like the risk of critical illness or unexpected accidents can arise at any time.
To provide a peace of mind of you and your family for the future, a financial safety net is essential. As response of these needs, BCA and AIA provide a comprehensive solution tool of protection, helping to maintain financial stability when faced with illness, accidents, or even income loss. Our offerings range from life and health insurance to critical illness coverage, as well as financial planning for key goals such as education funds and retirement preparation.
Get AIA Insurance Before December 31 2025, Earn Cashback up to IDR 75 Million and Extra IDR 10 Million Cashback
| Annual Premium (IDR) | PRIMA Extra/MILA Plus/Maxi Value Protection/EduPlan/RetirePlan/JIMI*/HOKI | ||
| Cashback of Annual Premium (IDR) | Extra Cashback for Chosen Existing Customer (IDR) | Extra Cashback** of Annual Premium | |
|
≥ 25 Million to < 50 Million |
250,000 |
+ 125,000 |
- |
|
≥ 50 Million to < 100 Million |
1,000,000 |
+ 500,000 |
|
|
≥ 100 Million to < 300 Million |
2,000,000 |
+ 1,000,000 |
|
|
≥ 300 Million to < 500 Million |
7,500,000 |
+ 3,750,000 |
Specific fo annually premium ≥ 300 Million will get extra IDR 10 milion cashback for first 100 Policy inforce |
|
≥ 500 Million to < 1 Billion |
20,000,000 |
+ 10,000,000 |
|
|
≥ 1 Billion |
50,000,000 |
+ 25,000,000 |
|
*For the Proteksi Jiwa Maksima (JIMI), this offer is only valid for the 5-Pay / 10-Pay premium payment terms.
** Policy bundling does not apply to the extra cashback promotion.
In addition to the main Cashback promotion, you can also receive an Extra 2% Cashback to the following terms and conditions:
| Special Criteria of Customer (choose one) | PRIMA Extra/MILA Plus/Maxi Value Protection | |
| Annual Premium (IDR) | Extra Cashback | |
|
≥ 50 million | + 2% |
Note: Customers who meet specific criteria are required to complete a form from an AIA Bancassurance Life Consultant (BLC) to receive the Extra Cashback.
Terms and Conditions:
- This program is only valid for Annual Policies that are issued (inforce) and are not canceled during the free-look period.
- Cashback rewards will be disbursed by AIA within an estimated 60 days after the policy becomes inforce.
- For USD policy purchases, the exchange rate will be based on the JISDOR reference rate as of October 1, 2025, at 1 USD = IDR 16,680.00.
These are the simulation of total Cashback customer would get:
Example 1:
Mrs. Rina (40 years old) is a specific criteria of existing customer who already have a policy of BCA-AIA bancassurance. Mrs. Rina decides to buy insurance in November 2025 through filling the webform after clicking the button “Ajukan Sekarang” at this page.
Product : Maxi Value Protection
Premium : IDR 150 million/year
Payment method : Annually
So, Mrs.Rina will get:
- Life insurance coverage up to 99 years
- IDR 2,000,000 of cashback
- IDR 1,000,000 of extra cashback for chosen existing customer
- 2% of IDR 150,000,000 for extra cashback = IDR 3,000,000
Mrs. Rina will get a total cashback (IDR 2,000,000 + IDR 1,000,000 + IDR 3,000,000) IDR 6,000,000
Example 2:
Mr. Andika (35 years old) is a BCA Prioritas member and buy PRIMA Extra product:
Product : PRIMA Extra
Premium : IDR 50 million/year
Payment method : Annually (10 Pay-payment)
So, Mr. Andika will get:
- 136 Critical Illnes Condition coverage and life coverage up to 99 years
- IDR 1,000,000 of cashback
- 2% of IDR 50,000,000 of extra cashback for BCA Prioritas member = IDR 1,000,000
Mr. Andika will get a total cashback (IDR 1,000,000 + IDR 1,000,000) IDR 2,000,000
For further information, please visit nearest BCA branch or click button “I Want The Promo” at this page.
Disclaimer: PT BANK CENTRAL ASIA Tbk dan PT AIA FINANCIAL berizin dan diawasi oleh Otoritas Jasa Keuangan. PT BANK CENTRAL ASIA Tbk berizin dan diawasi oleh Bank Indonesia.
Produk asuransi ini milik PT AIA FINANCIAL (“AIA”) serta bukan merupakan produk dan tanggung jawab PT BANK CENTRAL ASIA (“BCA”). BCA hanya bertindak sebagai pihak yang mereferensikan produk asuransi AIA. Produk ini tidak dijamin oleh BCA dan tidak termasuk dalam cakupan program penjaminan sebagaimana dimaksud dalam ketentuan perundang-undangan mengenai lembaga penjamin simpanan.
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