Wealth Summit 2026 - Get Exclusive Offers at BCA Wealth Summit 2026!

Make a mutual Fund investment starting from Rp500 million and/or USD30,000 to receive Mutual Fund Unit Rewards of up to Rp15 million and/or USD1,000, instant MAP Vouchers, and a chance to play the Fortune Game for exciting prizes, including the iPhone 17, MacBook Neo, DJI Osmo Pocket 4, and many more.

Fortune Game Prizes:

 

Terms and Conditions:

Note: ^(*) Transaction must be validated by BCA at the BCA Wealth Summit 2026 Investment Booth.

1. Promotion period: BCA Wealth Summit Offline (16 – 17 September 2026).
2. All Mutual Fund Units owned by the Customers, whether purchased in order to participate in this program or previously owned in the Mutual Fund and/or Investment Goals portfolio, can only be sold or transferred after November 30 ^th , 2026.
3. Each Customer may participate up to six (6) times per day.
4. Each Customer is eligible to win a maximum of one (1) Grand Prize per day. If a Customer qualifies for more than one (1) Grand Prize, the Customer may choose one (1) Grand Prize, subject to availability
5. The Mutual Fund Unit Reward is estimated to be credited in 2 ^nd week of December 2026 to Customer whose transactions have been verified and validated by BCA. The Mutual Fund provided as the reward will be determined in accordance with BCA’s policy.
6. Rewards are non-transferable and cannot be exchanged for cash.
7. Promo can be combined with Lucky Draw Promo and Partners’ Booth Promo.
8. Promo can’t be combined with New to Investment (NTI) promo and Fresh Fund promo.
9. This program applies to all customers for transactions that meet the requirements.
10. This program does not involve any lottery, selection process, or competition in any form.
11. The reward received by the Customer is the net amount after deduction (if any) in accordance with prevailing tax regulations.
12. The Customer shall be solely responsible for any tax obligations arising from the reward received in accordance with the applicable tax regulations. BCA shall not be liable for any such tax obligations of the Customer.

Reward Calculation Example:

Note:
- Benefits are subject to the terms and conditions stated above.
- The reward calculation above is based on assumed exchange rate of Rp18.000/USD.

 

 

How to Get Lucky Draw Coupons:

Notes:

1. Customers will receive 2x lucky draw coupons for transactions made at AIA, Bahana, Batavia, and Manulife booth.
2. For transactions in USD, the transaction amount will be converted using Bank Indonesia’s middle exchange rate applicable on the date of the offline event.

How to Redeem Lucky Draw Coupons:

1. Customers must present proof of:
   • Investment transaction (Investment and/or Runvestasi).
   • Confirmation of Gerak registration and Runvestasi web form submission.
   • BCA Sekuritas account opening and RDN top up.
   • Banccassurance policy consultation & illustration and/or purchase.

   obtained during the event to the organizing committee for verification. Eligible coupon will be updated as digital coupon after successful verification.

2. Digital Lucky Draw coupon redemption must be completed no later than 15.30 WIB on the first day and 15.00 WIB on the second day.
3. Digital lucky draw coupon can be viewed in the Customer’s profile menu on the BCA Wealth Summit Offline 2026 website.

Program Participation Mechanism:

1. Investment Booth: lucky draw coupon are awarded based on the Customer’s cumulative transactions per day.
2. Bancassurance Booth (AIA, BCA Life, dan BCAinsurance):
   • A maximum 1 (one) lucky draw coupon per day/partner for consultation until policy illustration.
   • Additional maximum 1 (one) lucky draw coupon per day/partner for policy purchase with an annual premium < equivalent to Rp100 million per application.
   • Additional 2 (two) coupons for policy purchase with annual premium in multiples of Rp100 million (or equivalent) per application.
3. BCA Sekuritas Booth:
   • A maximum 1 (one) lucky draw coupon are obtained upon opening a securities account and topping up the Customer Fund Account (RDN) with a minimum of Rp2 million. 
4. Booth Runvestasi:
   • A maximum 1 (one) lucky draw coupon will be awarded to Customers register who complete the registration and submitting the web form.
   • Additional 1 (one) lucky draw coupon per day if making a Mutual Fund transaction equivalent to Rp250.000 using the promo code RUNVESTASI (Mutual Fund subscription menu) and/or RUNGOAL (Investment Goals menu).

Other Additional Terms and Condition:

1. Each Customer who holds lucky draw coupon has the opportunity to win a maximum of 1 (one) prize in the Other Prizes category. In addition, Customers who obtain lucky draw coupons from:
   • Mutual Fund transaction in multiples of the equivalent of Rp100 million.
   • Bond transaction in multiples of the equivalent of Rp500 million.
   • Insurance policy purchase with an annual premium multiple equivalent of Rp100 million.

   also have the opportunity to win a maximum of 1 (one) prize in the Grand Prize category.

2. Prize taxes will be borne by BCA in accordance with prevailing tax regulations.
3. Employees of BCA are not eligible for this promotion.
4. Prizes cannot be exchanged for cash or transferred to another party.
5. Customer must present at the Lucky Draw and present a valid identification document (ID card) that matches the information registered on the lucky draw coupon. Attendance cannot be represented by another person.
6. The prize winner grants BCA permission to photograph, record, and use the winner’s image, video, and other documentation related to the prize presentation for publication and documentation purposes without prior notice. The winner also authorizes BCA to retain a copy of the winner’s identification (ID card) for prize administration purposes, including but not limited to tax processing.
7. The winner’s name will be announced by the MC. If the winner is not present after five (5) announcements, the winner will be disqualified and an alternate winner will be drawn. Up to three (3) alternate draws may be conducted. If, after three (3) alternate draws no winner is present, the prize will be awarded to the first winner announced by the MC and will be delivered by the committee.

Terms and Condition:

1. Customers will participate in the game by answering a series of questions.
2. Scores will be determined based on the accuracy and speed of each Customer’s answers.
3. The top ten (10) Customers with the highest scores in each session will receive MAP Vouchers.
4. Customers who have already received a prize are will not be eligible to participate in subsequent Game of Wealth sessions.

Get Mutual Fund worth Rp100.000, for new BCA investors with a minimum investment of Rp500.111, multiples apply, up to Rp500.000

Term & Conditions:

1. Program Period: 1 September - 30 September 2026
2. Valid for new investors (who have never transacted in Mutual Funds or Bonds at BCA).
3. Valid for Mutual Funds in Rupiah currencyfrom selected Investment Managers as follows:

4. Valid for the first Mutual Fund subscription, auto-subscription, or transaction using the Investment Goals feature at BCA branches that serve Mutual Fund Transactions or the Investment feature in myBCA.
5. It is mandatory to enter the unique code "111" after the nominal value of each purchase transaction. Example of purchase nominal: Rp1.500.111 will get Mutual Fund worth Rp300.000.
6. There is a holding period during which there is no redemption (sale) and switching out (transfer out) after the first purchased product and estimated unit will be credited after the holding period, as following:

7. The program benefit in the form of Mutual Fund participation units will be given to the investor according to the product transacted for this program.
8. Customers who are eligible to receive the Mutual Fund benefit must follow all the conditions stated above which are final.
9. Cut-off time for Mutual Fund transactions follows prevailing policies.
10. This program does not involve any lottery, selection process, or competition in any form.
11. The reward received by the Customer is the net amount after deduction (if any) in accordance with prevailing tax regulations.
12. Customer are fully responsible for all tax obligations related to the prize/rewards received in accordance with applicable tax regulations. BCA shall not be held responsible for any such tax obligations of the Customer.

Get a special interest rate of 6.50% for Secured Personal Loan with ORI/SR/FR as collateral

Enjoy a special interest rate of 7.28% for Business Loan with Government Bond as Collateral

Terms & Condition:

Benefit and Terms & Condition as follows:

* Non-Money Market Mutual Fund = Fixed Income Mutual Fund, Balanced Mutual Fund, Equity Mutual Fund, Index Mutual Fund.

Notes :

1. Transaction must use unique code “012” in last 3 digit transaction value (example: Rp100.000.012 or USD30,012).
2. Total Net Subscription is the sum of Net Subscription for Money Market Mutual Fund and Net Subcription for Non-Money Market Mutual Fund, as follows:

3. Net Fresh Fund calculation as follows:
   • Difference of total inflow fund from other bank and total outflow fund to other bank
   • Net Fresh Fund transaction in foreign currency will be converted to Rupiah based on currency exchange rate (32 days forward) as of EOM position on the day prior to the start of the program month.
4. The benefit is calculated per Customer per program period, with details as follows:
   • The benefit is rewarded based on the lower amount between the Total Net Subscription (Net Subscription for Money Market Mutual Funds and non-Money Market Mutual Funds) and the Net Fresh Funds during the program period.
   • The Mutual Fund Participation Units provided as the benefit are determined in accordance with the Customer's risk profile and BCA's policies.
5. Transactions must be conducted via BCA branches that handle Mutual Fund transactions or through the Mutual Fund menu within the myBCA Investment feature. The program does not apply to transactions made via the Investment Goals menu.
6. Mutual Fund transaction cut-off time are subject to applicable policies.
7. This promotion cannot be combined with other ongoing promotions.
8. The reward is non-transferable and cannot be exchanged for cash.
9. This program does not involve any lottery, selection process, or competition in any form.
10. Customers who are eligible to receive the Mutual Fund benefit must follow all the conditions stated above which are final.
11. The reward received by the Customer is the net amount after deduction (if any) in accordance with prevailing tax regulations. Customer are fully responsible for all tax obligations related to the prize/rewards received in accordance with applicable tax regulations. BCA shall not be held responsible for any such tax obligations of the Customer.

Program periode as follow:

Calculation example :

1. Net Subscription: 
   1. Example calculation of Customer XYZ's Net Subscription:

Notes :

✅: Count as eligble as it meets the program's terms and conditions.

❌: Count as ineligble as it does not meet the program's terms and conditions.

 

B. Example Calculation of Customer AAA's Net Subscription:

Notes :

✅: Count as eligble as it meets the program's terms and conditions.

Assuming USD exchange rate for the Net Subscription calculation is Rp18,000.

 

2. Net Fresh Fund:

Keterangan :

✅: Count as eligble as it meets the program's terms and conditions.

❌: Count as ineligble as it does not meet the program's terms and conditions..

 

3. Benefit:

Notes:

¹⁾ Assuming USD exchange rate for the Net Subscription calculation is Rp18.000.

²⁾ The benefit is calculated based on the lower of the Total Net Subscription amount and the Net Fresh Fund amount during the program period.

³⁾ Customers have the opportunity to get the highest benefits.

New Purchase of AIA Non-Premier Pro Insurance Policy

Note: Premium discounts and KrisFlyer Miles rewards are only applicable to policies that are approved (inforce) and not cancelled during the free look period.

Terms & Conditions:

1. This promotion is only applicable to products under Category A and B.
2. Products under Category A include:
1. PRIMA Extra
2. Maxi Value Protection (MVP)/Maxi Infinite Link Assurance (MILA) Plus with Rider Premier Hospital & Surgical Extra (PHSE) 
3. RetirePlan (min. payment term of 10 years)
3. Products under Category B include:
1. MVP/MILA Plus without Rider PHSE
2. EduPlan
3. RetirePlan (min. payment term of 5 years)
4. HOKI
5. JIMI (min. payment term of 5 years)
4. Customers are eligible for an additional 3% premium discount for the purchase of PRIMA Extra with a minimum payment term of 5 years, an annual premium of at least Rp100 million and a sum assured of at least Rp2 billion.
5. Customers are eligble for an additional 5% premium discount for the purchase of Category A products with an annual premium of at least Rp100 million, paid using a BCA issued Credit Card. This promotion is limited to the first 15 issued policies during the promotion period.
6. Customers are eligble to receive 30,000 KrisFlyer Miles for the purchase of traditional insurance product with a minimum premium payment term of 5 years. The KrisFlyer Miles reward will be credited by AIA within an estimated 60 calendar days after the policy becomes inforce. This promotion is limited to the first 15 issued policies during the promotion period.
7. The premium discount and KrisFlyer reward are only applicable to policies that are approved (inforce) and not canclled during the free look period.
8. The premium discount will be applied to reduce the frst-year premium payable by the customer.
9. Customers can combine premium discount with other promo (extra discount and Krisflyer Miles reward).
10. Policy aggregation is not permitted.

New Purchase of AIA Wealth Premier Protection (Premier Pro) Insurance Policy

Note: Premium discounts and KrisFlyer Miles rewards are only applicable to policies that are approved (inforce) and not cancelled during the free look period.

Terms and Conditions:

1. This promotion is only applicable to Premier Pro.
2. Customers are eligble for an additional 5% premium discount when purchasing Premier Pro with payment term of 5 or 10 years using a BCA issued Credit Card, with a minimum annual premium of Rp100 million. This offer is limited to the first 50 issued policies during the application and inforce period. Customers are eligble to receive 30,000 KrisFlyer Miles for the purchase of traditional insurance product with a minimum premium payment term of 5 years. The KrisFlyer Miles reward will be credited by AIA within an estimated 60 calendar days after the policy becomes inforce. This promotion is limited to the first 30 issued policies during the promotion period.
3. The premium discount and KrisFlyer reward are only applicable to policies that are approved (inforce) and not cancelled during the free look period.
4. The premium discount will be applied to reduce the first-year premium payable by the customer.
5. Customers can combine premium discount with other promo (extra discount and Krisflyer Miles reward).
6. Policy aggregation is not permitted.

New Purchase of BCA Life Heritage Platinum Protection (Heritage+) Policy

Note:

• The premium discount is only applicable during application period (1 September – 31 October 2026).
• The Special Customers refer to BCA Young Community (BYC) and Solitaire/Priority Customers.

Terms and Condition:

1. The premium discount will be applied to reduce the first year basic premium payable by the Customer.
2. Premium payments for IDR denominated policies must be made using a BCA issued Credit/Debit Card.
3. Premium payments for USD denominated policies must be made via auto-debit from a BCA Dollar Account.
4. This promotion is only applicable to policies with an annual premium payment frequency.

New Purchase of BCA Life Safety Guard Critical Cover (STAR)

Note:

• The premium discount is only applicable during application period (1 September – 31 October 2026).
• The Special Customers refer to BCA Young Community (BYC) and Solitaire/Priority Customers.

Terms and Condition:

1. The premium discount will be applied to reduce the first year basic premium payable by the Customer.
2. Premium payments must be made using a BCA issued Credit/Debit Card.
3. This promotion is only applicable to policies with an annual premium payment frequency.

Purchase of BCAinsurance Policy

Terms and Condition:

1. The BCAinsurance promotion is applicable to all Customers. Membership Customers (Solitaire & Priority) are eligble for a special 15% discount on Travel Insurance purchases.
2. The premium discount is applicable to new policy purchases made in 2026 and renewals of policies issued in 2025.
3. The premium discount will be directly applied to first-year basic premium paid by the Customer.