AIA - Protect Yourself with AIA Insurance and Get Total Cashback Up to IDR75 Million!

Valid until 30 Jun 2026

For Users

Protect Yourself with AIA Insurance and Get Total Cashback Up to IDR75 Million!

In the middle of a busy work schedule, keeping your performance at its best is the key for every professional to reach their career goals. However, a busy life often makes us forget about our health.

Even though we try our best to stay healthy, health risks are still something we cannot control. Critical illness, injuries from accidents, or suddenly losing your income can happen anytime and could ruin your family’s financial stability. AIA Insurance at BCA provides various protection solutions that fit your needs, including life insurance, health insurance, critical illness protection, as well as education and retirement planning.

Get AIA Insurance Before June 30 2026, Earn Cashback Up to IDR75 Million

Get Cashback Up to IDR75 Million

Annual Premium (IDR)	Cashback of Annual Premium (IDR)
Annual Premium (IDR)	PRIMA Extra/MVP with Rider PHSE/MILA Plus with Rider PHSE/RetirePlan*	MVP without Rider PHSE/MILA Plus without Rider PHSE/EduPlan/RetirePlan 5 Pay/ HOKI/JIMI**
≥ 25 Million to 50 Million	500,000	250,000
≥ 50 Million to 100 Million	1,500,000	750,000
≥ 100 Million to 300 Million	2,500,000	1,250,000
≥ 300 Million to 500 Million	10,000,000	5,000,000
≥ 500 Million to 1 Billion	30,000,000	15,000,000
≥ 1 Billion	75,000,000	37,500,000

*RetirePlan with 10 Pay/15 Pay/20 Pay payment method.

**Exclusively for the Proteksi Jiwa Maksima (JIMI), the cashback program is applicable to

5 Pay/10 Pay payment methods.

Get Extra Cashback up to 2%

In addition to regular cashback, you can also get Extra Cashback 2% with the following conditions:

No.	Special Criteria Customer	Newly Purchased Policy	APE of Annual Premium (IDR)	Extra Cashback
1	Special criteria customer (one of the following): - BCA Membership Customers (Solitaire/Prioritas) - Holders of Kredit Modal Kerja (KMK) - Holders of Kredit Pemilikan Rumah (KPR) Holding Asset Under Management Investasi (Reksa Dana and/or Obligasi) equivalent ≥ IDR 500 Million	MILA Plus/MVP with rider PHS Extra/PHS Saver	≥ 50 Million	+2%
2	Customers who submitted their contact details via the bca.co.id webform	All products

No.

Special Criteria Customer

Newly Purchased Policy

APE of Annual Premium (IDR)

Extra Cashback

Special criteria customer (one of the following):

- BCA Membership Customers (Solitaire/Prioritas)

- Holders of Kredit Modal Kerja (KMK)

- Holders of Kredit Pemilikan Rumah (KPR)

Holding Asset Under Management Investasi (Reksa Dana and/or Obligasi) equivalent ≥ IDR 500 Million

MILA Plus/MVP with rider PHS Extra/PHS Saver

≥ 50 Million

+2%

Customers who submitted their contact details via the bca.co.id webform

All products

Extra Cashback for criteria number 1 dan 2 can not be combined.

Terms and Conditions:

The program is only applicable for Annual Policies approved (in-force) and not cancelled during the free-look period.
Cashback rewards will be disbursed by AIA approximately 60 days after the policy is in-force. Other forms of rewards will be coordinated further by the AIA BLC with the customer.
USD policy purchases will use the JISDOR benchmark as of April 1, 2026, with an exchange rate of 1 USD = IDR17,002.

Cashback Simulation

Here’s a simulation of the total cashback that customers can receive:

Example 1:

Mrs. Rina (40 years old) is a BCA Membership Customer (BCA Prioritas) who purchases a Maxi Value Protection (MVP) with rider PHS Extra (newly purchased policy) by completing the webform after clicking the “Apply Now” button on this page.

Mrs. Rina’s premium is IDR100 million with an annual payment method.

Product : Maxi Value Protection

Premium : IDR100 million/year

Payment frequency : Yearly

Mrs. Rina will receive:

Life protection up to age 99.
Cashback for the annual policy IDR2,500,000
Extra Cashback 2% of IDR100,000,000 = IDR2,000,000

Total cashback received by Mrs.Rina is (IDR 2,500,000 + IDR 2,000,000) = IDR 4,500,000

Example 2:

Mr. Andika (35 years old) purchases PRIMA Extra:

Product : PRIMA Extra

Premium : IDR50 million/year

Payment frequency : Yearly (10-year payment period)

Therefore, Mr. Andika will receive:

Coverage for 136 Critical Illness Conditions and life insurance protection up to age 99.
Cashback of IDR1,500,000

Total cashback receive by Mr. Andika is IDR1,500,000

For further information, please visit the nearest BCA branch or click the "I want the promo" button above.

Disclaimer: PT BANK CENTRAL ASIA Tbk and PT AIA FINANCIAL is licensed & supervised by Financial Services Authority (Otoritas Jasa Keuangan)

PT BANK CENTRAL ASIA Tbk is licensed & supervised by Bank Indonesia • bca.co.id.

This insurance product belongs to PT AIA FINANCIAL (“AIA”) and is not a product or the responsibility of PT BANK CENTRAL ASIA (“BCA”). This product is not guaranteed by BCA and is excluded from the coverage of the guarantee programas defined in the applicable laws and regulations regarding deposit insurance institutions.

Promo period valid until 30 Jun 2026

AIA - Protect Yourself with AIA Insurance and Get Total Cashback Up to IDR75 Million!

For Users

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