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Wealth Summit Online 2025 - Get Spesial Offer at BCA Wealth Summit Online 2025!

Period 19 Sep 2025 - 03 Oct 2025
20250916_wealth-summit-offline-2025-banner

For Users

Investasi
Get Spesial Offer at BCA Wealth Summit Online 2025! 

Invest and Get Mutual Funds up to Rp17.5 Million and/or up to USD1,000!

Get Mutual Funds Unit up to Rp17.5 Million and/or up to USD1,000 for investing in Mutual Funds minimum Rp50 Million and/or USD30 Thousand.

Product

Minimum Subscription1)

Benefit (Mutual Funds Unit)

Promo Code / Unique Code 2)

Total Quota

myBCA

Cabang

Non Money Market Mutual Funds

Rp50 Million 

Rp175 Thousand valid multiple up to maximum Rp17.5 Million 

Promo Code : 

WS (Regular)

WSGO (Investment Goal) and/or 

Unique Code : “001” in the last 3 digit of transaction

“001” in the last 3 digit of transaction

2,900 Transactions

USD30 Thousand

USD100 valid multiple up to maximum USD1,000

Promo Code : WSUSD and/or 

Unique Code : “001” in the last 3 digit of transaction

Notes:

1) Not including Mutual Fund transaction fee. 
2) Example for subscription using unique code “001” = Rp50,000,001 and/or USD100,001.

Terms & Condition:

  1. Valid for Purchases and Regular Saving Plans of Non-Money Market Mutual Fund (not included switching in transaction) products at BCA. Specifically for periodic purchases, transactions that are counted are transactions that have been successfully debited during the program period.
  2. Promo is valid for the first 2,900 transactions. Purchases of Rp50 Million are counted as 1 transaction, purchases of USD30,000 are counted as 10 transactions. Promo is valid as long as the promo quota is still available.
  3. To obtain Mutual Fund Unit Prize, there is a holding period for product that have been purchased may not be sold or switch out until 31 October 2025including previously owned and purchased afterward products in the Mutual Fund Portfolio and Investment Goals Portfolio (if any).

Example: 

Customer purchased Mutual Fund A on 2 January 2025.

Customer repurchased Mutual Fund A on 19 September 2025.

Customer then repurchased Mutual Fund A on 15 October 2025, using the Investment Goals feature.

All Mutual Fund A purchases on 2 January 2025, 19 September 2025, and 15 October 2025, may not be sold or switching out until 31 October 2025, to receive the Mutual Fund Participation Unit prize.

  1. Mutual Funds Units will be given according to the products transacted by customer and/or according to BCA’s policy. Mutual Funds Unit will be credited an estimated 3rd Weeks of November 2025.
  2. Program can not be combined with other Program except No Fee for Mutual Funds Transaction Program (term and condition apply).
  3. Prizes cannot be cashed and cannot be transferred.
  4. Taxes on Mutual Fund units received by customers are borne by BCA in accordance with applicable tax regulations.
  5. Customers who are eligible to receive the mutual fund benefit must follow all the conditions stated above which are final.
  6. For purchases on 3 October 2025, transactions must be completed before 1:00 PM Western Indonesian Time and/or in accordance with the applicable mutual fund transaction cut-off time.

Special Rate start from 6.28% for Productive Loan Secured by Government Bonds (SBN)

Get special rate start from 6.28% for Productive Loan Secured by Government Bonds (SBN)
Terms & Condition:

Credit category

  • SME & Commercial
  • Plafond ≥ Rp 500 Million per application

Debtor Criteria

  • New Debtor
  • Existing Debtor (for additional financing only and not eligible for transfer or exchange of facilities)

Program Period

Work Order Date 

15 August - 31 October 2025

Deadline Credit Agreement Signing

31 December 2025

Pricing


Fixed Interest Rate for 1 Year

Instalments and Non-Installments

Min. 6.28%

Submission Requirements

  • Mandatory funds blocking of 20% from the approved loan plafond.
  • If customers choose not to block funds, the interest rate will be 6.58%
  • After the fixed rate period ends, the interest rate will be based on the applicable regular interest rate.
  • Individual Debtor financing a business entity will be subject to an additional +0.25% interest rate.
  • Funds can be blocked in accounts other than the debtor's, with the following coverage:
  • Individual = Debtor/spouse (not separated of property agreement)
  • Business Entity = Management and related parties of the business entity
  • Government Bonds (SBN) pledged as collateral must have settlement before 1 September 2025.

Other

Other provisions in accordance with the provisions for productive credit with Government Bonds (SBN) as collateral.

Special Rate 6.38% for Secured Personal Loan

Get special interest rate of 6.38% for Secured Personal Loan with ORI/SR/FR Collateral

Loan category

Consumer

Debtor Criteria

Individual

Program Period

Application Period

01 September – 28 November 2025

Deadline Loan Disbursement

31 December 2025

Pricing

Fixed 6.38% for 1 year

Notes

After the fixed period ends, the loan will be subject to a floating rate.

No Fees for Mutual Funds Transactions on myBCA

Promotion Period: 2 January - 31 December 2025

Enjoy no fees for Mutual Funds transactions only for investment via Investment feature on myBCA application to optimize your investment!

Terms & Conditions:

  1. The program applies for Single Purchase/Periodic Purchase transactions via Investment feature on the myBCA application.
  2. The stamp duty of IDR10 Thousand on the Investment Product Transaction Confirmation Letter, applies to consolidated transactions >IDR10 million, in accordance with Government Regulation Number 3 of 2022.
  3. Specifically for Periodic Purchase transactions, the following conditions apply:
    1. The No Transaction Fees program is only valid for subscription transactions processed within the program period.
    2. Purchase transactions after the program period will be subject to the applicable transaction fee.
  4. For products that have the following minimum transaction fee provisions, they are still valid according to the product provisions:
    1. Manulife Saham Syariah Asia Pasifik Dollar AS
  5. Mutual Funds Transfer and Redemption transaction fees via Investment feature on myBCA application in accordance with the provisions that apply to the application.
  6. For Mutual Fund purchases on 31 December 2025, payment transactions must be made before 1 PM Western Indonesian Time.

Get Mutual Fund up to Rp500 Thousand!

Promotion Period : 1 July - 31 December 2025

Get Mutual Fund worth Rp100 Thousand, for new BCA investors with a minimum investment of Rp2,000,111, multiples apply, up to Rp500 Thousand

Term & Conditions:

  1. Valid for new investors (who have never transacted in Mutual Funds or Bonds at BCA).
  2. Valid for Mutual Funds in Rupiah currency from selected Investment Managers with quota, as follows: 

Investment Managers

Quota

PT Ashmore Asset Management Indonesia

15

PT Bahana TCW Investment Management

950

PT Batavia Prosperindo Aset Manajemen

2,570

PT BNP Paribas Asset Management

15

PT BRI Manajemen Investasi

30

PT Eastspring Investment Indonesia

15

PT Manulife Aset Manajemen Indonesia

100

PT Panin Asset Management

15

PT Schroder Investment Management Indonesia

75

  1. Valid for the first investment transaction at BCA (all channels).
  2. It is mandatory to enter the unique code "111" after the nominal value of each purchase transaction. Example of purchase nominal: Rp6,000,111 will get Mutual Fund worth Rp300,000.
  3. There is a holding period during which there is no redemption (sale) and switching out (transfer out) after the first purchased product (including subsequent transactions with the same product, both in the Mutual Fund portfolio and the Investment Goals Portfolio, if any) and estimated unit will be credited after the holding period, as following:

Transaction Month

Holding Period

Credit Estimates on

July 2025

31 October 2025

3rd Week of November 2025

August 2025

30 November 2025

3rd Week of December 2025

September 2025

31 December 2025

3rd Week of January 2026

October 2025

31 January 2026

3rd Week of February 2026

November 2025

28 February 2026

3rd Week of March 2026

December 2025

31 March 2026

3rd Week of April 2026

  1. The program benefit in the form of Mutual Fund units will be given to the investor according to the product transacted for this program.
  2. Taxes on Mutual Fund units received by customers are borne by BCA in accordance with applicable tax regulations.
  3. Investors who participate in this program will receive the benefit of No Mutual Fund Transaction Fee Program.
  4. Customers who are eligible to receive the Mutual Fund benefit must follow all the conditions stated above which are final.
  5. Cut-off time for Mutual Fund transactions follows applicable policies. 

BNP Paribas Titan - Get Cashback Up To IDR2.5 Million, for investing in BNP Paribas DJIM Global Technology Titans 50 Syariah USD

Promo period: 7 July – 30 September 2025

Subscription Count Periode

Min. Net Subscription

Cashback Benefit

Redemption Count Period

Cashback Crediting to Customer IDR Account

7 July – 30 September 2025

≥ USD30,000

IDR500,000 valid multiply up to IDR2.5 Million

7 July – 31 October 2025

3rd week of November 2025

Terms and Condition:

  1. Total cashback quota: 100 transactions. Example: USD30,111 BNP Paribas Titan transaction count as 1 cashback quota.
  2. Valid only for BCA Solitaire and BCA Prioritas membership within program period.
  3. Valid for transaction via BCA Branch or myBCA application.
  4. For program validation, customer need to use unique code “111” in the last three digits transaction. (Example: USD30,111).
  5. This program cannot be combined with other program except No Mutual Fund Transaction Fee Program.
  6. For Mutual Fund purchases on 30 September 2025, payment transactions must be made before 1 P.M. Western Indonesian Time.
  7. Cashback is non-transferable.
  8. Taxes on cashback received by customers are borne by BCA in accordance with applicable tax regulations.
  9. Customers who are eligible to receive gifts must follow all the provisions stated above and are final.

Get Mutual Funds Investment Unit Up To IDR17.5 million and/or USD1,000 by Investing in Non Money Market Mutual Fund with Fresh Fund Source of Fund.

Benefit and Terms & Condition as follows:

1. Benefit

Product

Currency

Min. Net Subscription(1)(3) & Net Fresh Fund(2)(3)

Benefit (Mutual Funds Investment Unit) (3)

Non Money Market Mutual Fund

IDR

IDR100 Million

IDR350 Thousand, multiply up to maximum of IDR17.5 Million per customer

USD

USD30 Thousand

USD 100, multiply up to maximum of USD1,000 per customer

Notes:

  1. Net Subscription: difference of total subscription and total redemption Non Money Market Mutual Fund in program periode.
  2. Net Fresh Fund: difference of total inflow fund from other bank and total outflow fund to other bank in program periode.
  3. Program periode as follow:

Subscription Count Period & Net Fresh Fund Count Period

Redemption Count Period

Mutual Funds Investment Unit Credited Estimated

1-30 September 2025

1 September – 31 October 2025

3rd week of November 2025

Example of Net Subscription Count as follow:

Customer

Transaction Date

Transaction Type

Transaction Value

Notes

Net Subscription

Andy

4 Sep 2025

Subscription

IDR100,000,024

✓

IDR200 Million

12 Sep 2025

Subscription

IDR100,000,024

✓

15 Sep 2025

Subscription

IDR50,000,024

✓

18 Sep 2025

Redemption

IDR50,000,000

✓

1 Oct 2025

Subscription

IDR200,000,024

✗

Example of Net Fresh Fund Count as follow:

Customer

Transaction Date

Transaction Note

Transaction Type

Transaction Value

Notes

Net Fresh Fund

Andy

4 Sep 2025

Credit

Cash In

IDR100 Million

✓

IDR350 Million

12 Sep 2025

Credit

Transfer from other bank to BCA

IDR200 Million

✓

15 Sep 2025

Debit

Cash Out

IDR50 Million

✓

18 Sep 2025

Credit

Transfer from other bank to BCA

IDR100 Million

✓

1 Oct 2025

Credit

Transfer from other bank to BCA

IDR75 Million

✗

8 Oct 2025

Credit

Transfer from other bank to BCA

IDR100 Million

✗

Notes:

✓ : Count as eligble in program periode.
✗: Count as not eligible.

2. Other Terms & Condition:

  • Eligible only for all BCA Solitaire and Prioritas customer.
  • Transaction must use unique code “024” in last 3 digit transaction value. Example: IDR100,000,024 or USD30,024
  • Mutual Fund Investment Unit will be given based on which one smaller between total Net Subscription or Net Fresh Fund.
  • Prize given as gift in form of Mutual Fund Investment Unit according to customer profil risk and BCA Policy.
  • Eligible transaction from BCA Branch and Investment feature myBCA. Special for transaction via myBCA, customer can afford No Fees for Mutual Funds Transactions
  • Programme cannot be combined with other programme
  • Taxes on cashback received by customers are borne by BCA in accordance with applicable tax regulations.
  • Eligible customers must comply with all the terms and conditions above, which are final.
  • For purchases made on 30 September 2025, transactions and payments must be made before 1:00 PM WIB and/or in accordance with the applicable mutual fund transaction cut-off time.

USD/IDR exchange rate conversion for Net Fresh Fund calculation uses the 32-Day as of 29 August 2025 will be used, which can be accessed at: https://www.bca.co.id/id/informasi/kurs-forward.

Example:

Period: 1-30 September 2025

Example Currency used for 29 August 2025’s period: USD/IDR 16,000

Customer

Currency

Net Subscription

(Subscription : 1-30 September 2025, Redemption : 

1 September – 31 October 2025)

Net Fresh Fund

(1-30 September 2025)

Mutual Funds Investment Unit for Customer

A

IDR

IDR5,000,000,024

IDR5,000,000,000

IDR17,500,000

B

IDR

IDR5,000,000,024

IDR2,500,000,000

IDR8,750,000

C

IDR

IDR1,000,000,024

IDR5,000,000,000

IDR3,500,000

D

IDR

IDR5,000,000,024

Equivalent IDR9,800,000,000

IDR17,500,000

USD

USD300,024

USD1,000

Promo period: 19 Sep 2025 - 03 Oct 2025

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Other BCA Branch

Contact Us

Halo BCA 1500888halobca@bca.co.id62 811 1500 998

Social Media

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BCA Headquarters

Menara BCA, Grand IndonesiaJl. MH Thamrin No. 1Jakarta 10310

Other BCA Branch
Contact UsHalo BCA 1500888halobca@bca.co.id62 811 1500 998
Social Media
GoodLife BCA@goodlifebca
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BCA is licensed and supervised by Financial Services Authority (Otoritas Jasa Keuangan) & Bank Indonesia

BCA is a member of Indonesia Deposit Insurance Corporation (LPS). The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion. To check the LPS Guarantee Interest Rate, click here

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