Spesial Untuk Management Solusi Praktis Untuk Kebutuhan Finansial

Solusi Spesial - For Company Management

Special Solution for Company Management

Terms & Conditions :

Credit Card

Free annual fee for the first 2 years, specifically for customers who do not yet have a BCA Credit Card.

Terms & Conditions:

Only valid for customers who receive program information through one of BCA's official communication media and is non-transferable.
Valid for new cardholders..
Valid for all types & kinds of BCA credit cards, except for BCA AMEX Platinum, BCA Mastercard World, and BCA Singapore Airlines.
Using source code:
- CPNSML: for applications via branch
- SML: for online applications
Valid until December 31, 2026, with a maximum approval date of January 31, 2027.

KPR

Benefit: Provision discount for following loan limit:

Terms & Conditions:

Only valid for customers who receive program information through one of BCA's official communication media and is non-transferable.
Applicable for all types of interest rates, both program and regular.
The above benefits cannot be combined with the same type of benefit from the special interest rate program or other programs.
Valid specifically for applications through a BCA branch.
Following the applicable terms and conditions during the time of application.
Other terms follow the general KPR provisions.
Application period until December 31, 2026.

KKB

Benefits: Down Payment Special up tp 15%

Terms & Conditions:

Only valid for customers who receive program information through one of BCA's official communication media and is non-transferable.
Valid specifically for applications through a BCA branch.
Apply for new passenger non-EV cars (ADDM).
Interest rates follow the ongoing/available rates during the time of application
Following the applicable terms and conditions during the time of application.
Program Period for Application In, Maximum Purchase Order (PO) Issuance, and Realization is until December 31, 2026.

KSM

Special Down Payment (DP) starting from 5%

Terms & Conditions:

Only valid for customers who receive program information through one of BCA's official communication media and is non-transferable.
Valid for 2026 model year motorcycle units (non-electric).
Interest rates follow the prevailing program terms at KSM BCA.
Valid specifically for applications through a BCA branch.
Program Period for Application In, Maximum Purchase Order (PO) Issuance, and Realization is until December 31, 2026.

Bancassurance

a. MyGuard: 60% premium discount for BCA Life – MyGuard products

Terms & Conditions:

Only valid for customers who receive program information through one of BCA's official communication media and is non-transferable.
Valid for online purchases through several MyGuard product marketing platforms at BCA.
Use promo code: OMGMT60 during check out (non-autofill).
Only 1 (one) promo code can be used per purchase.
Valid for the first premium payment with all payment methods.
Maximum discount of IDR 200,000.
The premium discount directly deducts the first premium.
Valid for all MyGuard products.
Discount period is valid for purchases until December 31, 2026.

b. Premium Discount for BCA Life Heritage Platinum Protection (Heritage+) and Safety Guard Critical Cover (STAR) Products

Product	Tiering APE (Rp)	Premium Discount (Rp)	Tiering APE (USD)	Premium Discount (USD)
Heritage Platinum Protection (Heritage+)	≥ 25 Million s.d < 50 Million	400,000	≥ 1,500 – 3,000	25
	≥ 50 Million s.d < 100 Million	850,000	≥ 3,000 – 6,250	55
	≥ 100 Million s.d < 200 Million	1,650,000	≥ 6,250 – 12,500	110
	≥ 200 Million s.d < 300 Million	3,750,000	≥ 12,500 – 18,750	240
	≥ 300 Million	7,500,000	≥ 18,750	470
Safety Guard Critical Cover (STAR)	≥ 12 Million s.d < 25 Million	300,000	Not Available
	≥ 25 Million s.d < 50 Million	600,000
	≥ 50 Million s.d < 75 Million	1,200,000
	≥ 75 Million s.d < 100 Million	2,200,000
	≥ 100 Million	3,500,000

Terms & Conditions:

Only valid for customers who receive program information through one of BCA's official communication media and is non-transferable.
Policy issuance limit is D+7 (calendar days) from the end of the program period.
Valid for policies with annual/single payment methods.
For single payments, APE is calculated as 10% of the single premium.
The discount is calculated from the first year's basic premium and does not apply to extra premiums (if any).
The discount directly deducts the first year's basic premium paid.
Application Period: until June 30, 2026.

Investment

Get Mutual Fund Unit worth IDR100,000, for new BCA investors with a minimum investment of IDR500,111, multiples apply, up to IDR500,000!

Terms & Conditions:

Promotion Periode: January 1 – June 30, 2026
Transaction is made through branches that serves Mutual Funds Transactions or the Investment feature in myBCA.
Valid for the first investment transaction created at BCA (never transacted in Mutual Funds or Bonds at BCA previously).
Valid for subscription, Auto-subscription, or transactions using the Investment Goals feature.
Valid for Mutual Funds in IDR currency from selected Investment Managers, as follows:
- Bahana TCW Investment Management
- Batavia Prosperindo Aset Manajemen
- BNP Paribas Asset Management
- Manulife Aset Manajemen Indonesia
- Schroder Investment Management Indonesia
It is mandatory to enter the unique code "111" in the last three digits of the purchase transaction amount. Example of purchase nominal: IDR1,500,111 will have the opportunity to get Mutual Fund worth IDR300,000.
The program benefit will be given in the form of Mutual Fund Units according to the product transacted for this program.

All Mutual Fund Unit (according to the name of the product purchased) may only be redeemed/switched out after the holding period, as following:

Cut-off time for Mutual Fund transactions follows applicable policies.
The program benefit is non-refundable and non-transferable.
The promo amount received by the Customer is the amount after deduction of all withholdings (if applicable) in accordance with prevailing tax regulations.
The Customer shall be fully responsible for all tax obligations in connection with the promo received in accordance with prevailing tax regulations. BCA is not responsible for the Customer’s tax obligations.

Solusi Spesial - For Company Management