Worry-less shopping with Cicilan BCA from 0%

• 0% BCA Installment for 3 months
• 0.5% BCA Installment for 6 and 12 months
• 0.75% BCA Installment for 15, 18, 21, 24, amd 36 months
• Valid for minimum transaction of IDR500,000
• Valid for all BCA Credit Cards
• 0% and 0.5% BCA Installment apply to convert transactions into installments on myBCA and BCA mobile
• 0.75% BCA Installment apply to convert transactions into installments on myBCA, BCA mobile, via SMS, Halo BCA, and EDC BCA

Now you can convert transactions into installments on myBCA! Follow these easy steps:

1. Login to myBCA
2. Select My Account in the bottom right corner then select Credit
3. Select See Info
4. Click Convert to Installment on the transaction you want to change to installment
5. Select Installment Period, click Continue
6. Check the details, check the statement and click Continue
7. Enter PIN
8. Application to change BCA Credit Card transaction to installment has been successfully submitted
9. Please ensure your myBCA app has been updated to the minimum of version 1.20

To convert transactions into installments on BCA mobile, check these following steps:

1. Type in the BCA mobile access code, choose the m-Info menu and choose Transaksi dan Tagihan
2. Insert the PIN then choose Credit Card to see a list of transactions and invoices
3. On the BCA mobile screen, you will see all of your BCA Credit Card transactions
4. Check transactions with a minimum amount of Rp500.000 that you can choose to change into installments
5. Choose transactions you want to change into installments, then choose Ubah ke Cicilan
6. Choose the Cicilan period
7. Recheck the installment details you requested. If all is already good, click the agreement tick box to confirm the installment and choose “Ubah ke Cicilan”
8. Insert the m-BCA PIN once more, and your request of change into installment is submitted

To convert transactions into installments on SMS, Halo BCA & EDC BCA, check these following steps:

• Via SMS: type ‘Cicilan’ to 89888
• Via Halo BCA 1500888 or call feature on HaloBCA mobile application
• Via EDC BCA, please ask to merchant cashier

*Updated : 28 February 2025