Apply Online Kartu Kredit BCA - Get Cashback Up To IDR1,000,000 & First Year Annual Fee

Get Cashback IDR500,000

• Valid for BCA Credit Card Everyday Card, BCA Card Platinum, BCA JCB Black, BCA UnionPay, BCA Blibli Mastercard, BCA tiket.com Mastercard, BCA Mastercard Globe, BCA Visa Batman, BCA Visa Black, and BCA Visa Singapore Airlines application
• Spend minimum IDR1,000,000 on retail transactions (online and offline) within the first month of card approval
• Cash advances, interest charges, and fees are not eligible

Get Cashback IDR1,000,000

• Valid for Credit Card BCA Mastercard Black and BCA Mastercard World
• Spend minimum IDR2,000,000 on retail transactions (online and offline) within the first month of card approval
• Cash advances, interest charges, and fees are not eligible

First Annual Year Fee Waiver

• Applicable for new approved Main Cards with a maximum of 2 cards
• Applicable for all types of BCA Credit Cards, except BCA Mastercard World, BCA Singapore Airlines Visa Infinite, and BCA American Express Platinum Card
• Annual fee waiver applies from the date the credit card is approved
• For BCA Singapore Airlines Visa Infinite cards, the annual fee waiver only applies to BCA Prioritas & Solitaire

Other terms and conditions:

• Valid for new applications (customers who have never had a BCA Credit Card) through the BCA Online Application facility, using the “Online Application Service” menu on the BCA website or myBCA application
• Valid for applications for all types of BCA Credit Cards shown on the Online Application menu
• Cashback will be given in the form of a BCA Credit Card billing deduction with a nominal value according to the card level
• Cashback is credited to the customer no later than 2 months after fulfilling all requirements
• Not applicable for new applications

Before submitting your BCA Credit Card application, make sure you have the following 5 essential items ready.

1. Find out the type of BCA Credit Card you want to have (check bca.id/kartukredit)
2. Photo of KTP and NPWP (max. 2 MB file size)
3. Prepare employment data, including address and company phone number
4. Signature photo (max. 2 MB file size)
5. Last 1 month salary slip (JPG, PNG or PDF format)

Watch the video on how to apply via myBCA

Watch the video on how to apply via Website

*Updated : 22 July 2025